Designed for UK sole traders & micro-businesses

Bookkeeping, Compliance and Assurance — Connected.

LedgerAssure AI is designed to help UK sole traders and micro-businesses manage bookkeeping and Making Tax Digital compliance through one connected, evidence-backed platform — with assurance and ESG capabilities as they grow.

Designed to help UK sole traders and micro-businesses manage their finances and compliance in one connected place.

Unified Evidence Ledger — conceptual view

Bank

Open Banking (planned)

Invoices

Document capture

Receipts

OCR-assisted

AI-assisted categorisation

With confidence scoring

Compliance checks

Version-controlled rules engine

Unified Evidence Ledger

Source record → financial data → categorisation → compliance checks → control results → reported figures.

Compliance

Assurance

ESG

About

Built for the UK's smallest businesses — where compliance pressure is highest and finance support is thinnest.

Around 5.3 million UK businesses have between 0 and 9 employees. Most have no in-house finance function. LedgerAssure AI exists to bring bookkeeping, Making Tax Digital compliance, evidence and assurance together into one connected, evidence-based system — capture financial information once, and continuously turn it into compliant, evidence-backed financial information.

The problem

  • Manage bookkeeping and compliance manually — slow, stressful and error-prone.
  • Or pay for multiple disconnected accounting, bookkeeping, tax, audit-readiness and sustainability tools.
  • Separate systems mean data is manually entered, reconciled and moved between tools.

Why LedgerAssure AI

Traditional bookkeeping tools are built around record → report. LedgerAssure AI is designed around capture → categorise → check → evidence → prepare → assure → report, so potential issues can be identified before filing rather than after.

Designed for tradespeople, self-employed consultants, small retailers and owner-managed service businesses — people who may not have accounting expertise.

The founding team

Complementary founders: domain, compliance, product and commercial paired with technology, architecture and engineering.

KM

Khushboo Mandaliya

Founder & CEO

Khushboo leads product and commercial strategy, with a focus on compliance logic, VAT / Making Tax Digital, reconciliation controls, and ESG requirements. She shapes the regulatory positioning and go-to-market direction for the platform.

SP

Shreeya Patel

Co-Founder & CTO

Shreeya leads technology and engineering, responsible for the system architecture, cloud infrastructure, Open Banking and OCR integrations, and the data pipelines that power the evidence ledger and later assurance capabilities.

Platform

Powered by the Unified Evidence Ledger

A single, versioned data structure that connects the source record to the financial data, the categorisation, the compliance checks, the control results and the reported figures — so figures can be traced back to the evidence behind them. One evidence base supports bookkeeping, compliance, assurance and ESG/carbon.

Data sources

Bank data, accounting software, invoices, receipts

AI-assisted categorisation

Off-the-shelf LLM with confidence scoring

Compliance rules

Version-controlled MTD, VAT and Income Tax rules

Unified Evidence Ledger

Single versioned, traceable data structure

Outputs:ComplianceAssuranceESG / Carbon

Evidence ledger — conceptual

Supplier Invoice

£420.00

  • VAT treatment applied
  • Verified source document
  • Compliance checked
VAT Return

Assurance status — conceptual

Green

Controls satisfactory

Reconciliation
Duplicates
Completeness
Thresholds
Controls satisfactory Attention required Significant unresolved issues

How it works

Capture once. Keep it compliant, checked and evidence-backed.

Eight connected steps, designed to be understandable without accounting expertise.

  1. 1

    Connect

    Connect business financial sources, including bank information through planned Open Banking integrations with FCA-authorised providers, and accounting software where applicable.

  2. 2

    Capture

    Capture invoices and receipts through document upload and capture, with OCR-assisted processing to normalise the information.

  3. 3

    Categorise

    An off-the-shelf large language model assists with transaction categorisation and assigns a confidence level. Low-confidence classifications are routed to you for confirmation.

  4. 4

    Check

    A version-controlled rules engine checks the data against relevant VAT, Making Tax Digital and Income Tax requirements, designed to identify misclassification, duplicates, missing VAT treatment and other inconsistencies.

  5. 5

    Link the evidence

    Transaction + source document + categorisation + compliance result are connected through the Unified Evidence Ledger.

  6. 6

    Prepare

    The system prepares filing-ready financial information. LedgerAssure AI does not autonomously submit statutory tax returns — the business owner and/or accountant reviews and approves before submission.

  7. 7

    Assure

    For customers using the Assurance layer, the same evidence supports continuous control checks and a live assurance status.

  8. 8

    Extend to ESG

    Where required, the same underlying evidence can support ESG and carbon reporting instead of a separate data collection process.

Human approval before statutory filing. LedgerAssure AI prepares filing-ready information — the business owner and/or accountant must review and approve the filing before submission.

Market pricing

Planned pricing, kept simple and modular.

Start with the Compliance Core and add assurance, practice licensing or ESG/carbon only when the business needs them.

Core / Compliance
£18/ month

For sole traders & micro-businesses

Affordable bookkeeping + compliance foundation.

  • Financial data ingestion
  • AI-assisted transaction categorisation
  • VAT treatment
  • Reconciliation
  • Making Tax Digital compliance
  • Tax-return preparation
  • Evidence linking
  • Pre-submission error checking
AssuranceRecommended
£35/ month

For growing businesses or businesses seeking finance

Continuous controls and a live assurance status.

  • Everything in Core / Compliance
  • Continuous controls
  • Reconciliation checks
  • Completeness checks
  • Duplicate detection
  • Threshold testing
  • Evidence trail
  • Continuous assurance status
  • Audit / review readiness
Practice
£45per client / month

For accountancy firms

Manage multiple clients from one console.

  • Multi-client practice console
  • Multiple client management
  • Accountant / reviewer workspace
  • Centralised visibility

Optional add-ons

ESG / Carbon

£20 / month

Optional module activated when ESG/carbon reporting is needed. Not required by every business.

Premium Support

£12 / month

Optional support add-on, not a separate subscription tier.

FAQ

Questions, answered plainly.